Finding a home loan broker thats right for you

Welcome to Smarter Lending Services, a husband and wife team with a passion for finance. We are here so you can have your cake and eat it too, by providing the flexibility of an online lending service while still giving you the personal touch you would expect from an independent boutique practice.

 

We Know What Your're Thinking. You've Seen 'THE BIG SHORT' and Aren't Money Lenders Meant to be the BAD GUYS?

The great thing about ‘The Big Short’ is it shows what happens when loan brokers and banks get it wrong. It’s one of the reasons I started my own business, so I could move away from the cookie cutter model I would usually have to follow if work for one of the McDonalds of the industry.

Not all home loan brokers (or bankers for that matter) are sharks. In fact my first experience with a loan broker proved the opposite. It’s one of the main reasons I became so interested in the industry.

Why I became a home loan broker

Hi, I’m Monica and I’ve always been drawn to the reliability of figures and the experiences of individuals.

At university I studied Accounting and Public Relations and went on to get a graduate position with one of the top four banks . After almost 9 years working in 3 key areas of the bank, including lending to idividuals and small business, I had the opportunity to set some new goals while on maternity leave. It was at this time I realised I wanted to take my banking knowledge and my desire to help people have great life experiences and became a qualified loan adviser.

My job is all about making your individual goal a great experience , cutting through sometimes overwhelming paperwork so you can get the financial assistance you need to do the things you want—whether that’s buying your first car, owning your own home or starting up a new business.

My Story

I grew up as the daughter of Polish immigrants who taught me the value of hard work and the importance of not only your family but the community around you.

It was when I worked at the bank that I got my first insight into the positive and life changing experience that getting the right amount of funding in the right time frame can have on individuals.

I really enjoyed seeing how the facts and figures worked together to support a clients goals and objectives in order to bring to life a project they had dreamed and pined towards.

It has been since this time that I am determined to positively impact the individuals, families and community around me through my actions as a business owner.

Why I Became A home Loan Broker

Hi, I’m Aaron and I’ve always been a numbers man. At university I studied economics and finance in the hopes of becoming an investment banker.

But then the GFC hit and I decided I needed to set some new goals. This was the best thing that ever happened because it led me to find my true passion and I became a qualified loan adviser.

My job is all about making your dreams come true, cutting through red tape so you can get the financial assistance you need to do the things you want—whether that’s buying your first car, owning your own home or starting up a new business.

My Story

In high school my mum purchased an investment property off the plan after attending a personal finance course, which we found out later, was run by a con artist.

Locked into a contract that was going to send her bankrupt, our family needed help. And fast.

Now it wasn’t a knight in shining armour who came to the rescue but a personal loan adviser in a suit of shining ah—Armani? Whatever the brand, this guy crunched some serious numbers and helped negotiate my family out of a deal that would have ruined us financially.

And the best part! He did it simply because it was the right thing to do. At the end of it all, my mum didn’t refinance her loan with him and he didn’t ask her to. There was no expectation of services or fees.

I remember being inspired by this man and decided then and there that no matter what career path I took, I wanted to live my life with the same kind of integrity. And it’s this value that’s at the heart of our business.

How We can help you?

We love being able to tailor our services to custom fit each individual’s needs. And because we see each of you as part of the Smarter Lending Services family, we want to foster a relationship that sees all your financial lending requirements catered for, not only for the first few years, but long into the future. You can contact us Here to organise a free consultation and in the meantime download the Smarter Lending Services’ Home Buyers Guide by filling in the form below. We can’t wait to start working with you and help begin turning your dreams into a reality.